👋 Intro

Hi there!

Welcome to the May edition of The Money Minute.

It’s been a year since I started writing this, and one story has stayed with me.

Someone began reading last summer and reached out feeling stuck. Credit card debt had built up, and saving for the future felt out of reach.

We started working together and focused on the basics: getting clear on the numbers, building a plan, and sticking with a few key habits.

Since then, they’ve paid off over $50,000 of credit card debt. They’ve started saving for future goals. And more importantly, they feel optimistic again.

That didn’t come from doing everything perfectly. It came from consistent action and a plan they could actually follow.

If you’ve been reading for a while and haven’t taken that first step yet, this is your reminder that real progress is possible.

This month, we’ll focus on staying consistent, making a few smart adjustments, and continuing to build momentum.

If you want help turning what you know into a plan that actually works in your day-to-day life, book your free strategy session with me here.

Jason Sudeikis Good Luck GIF by Apple TV+

"Believing that things can get better, that I can get better. That we will get better" - Ted Lasso

🙋 About Me

If you are new here, welcome! I’m Ben, a personal finance coach passionate about helping you build a better financial future. I’ll help you reach your financial goals, whether it’s paying off debt, saving for the future, or gaining control over their money, so you can feel confident, stress-free, and ready to live the life you want.

If you know someone who might benefit from this newsletter or from working with a coach, please forward this along and invite them to sign up here!

If you want personalized support with your finances, respond to this email and I’ll send you the details on how we can get started.

✅ May’s Money Tips

Check Your Progress, Not Your Intentions

By May, the year isn’t new anymore. What matters now is what’s actually happening.

Not what you planned in January. What’s real today.

Are you saving consistently?
Is your spending close to what you expected?
Are you making progress on debt, even if it’s slower than you hoped?

Take a few minutes and look at:

What’s one area you’ve been consistent in?
What’s one area that’s been off track?
What’s one small change you can make this month?

A small adjustment now can change how the rest of the year plays out.

Plan for Summer Before It Gets Expensive

Summer always costs more than you think. Trips. Weddings. Eating out more. Last-minute plans.

Most people wait until it happens, then react. That’s where budgets fall apart.

Get ahead of it.

Before June hits, decide:

What events or trips are already on your calendar?
How much do you want to spend on them?
What can you start setting aside now?

Even saving a small amount each week in May can take pressure off later.

You don’t need to cut out the fun. Just plan for it so it doesn’t turn into stress.

🧠 Money Mindset

Resilience After Mistakes

Everyone has a money mistake.

Overspending. Credit card debt. Ignoring your numbers.

What matters is what happens after. Some people avoid it and fall further behind. Others look at it, adjust, and move forward.

Progress comes from better decisions the next time. One bad week doesn’t undo everything. One mistake doesn’t define you.

Try this:

Think of one recent money mistake.

What happened?
What caused it?
What will you do differently next time?

Then make one small change based on that answer.

💬 Client Spotlight

"It was truly a valuable experience working with Ben! My wife and I felt completely heard and understood. He dedicated the time needed to thoroughly help us lay out our budget. This process wasn't rushed at all; instead, we felt supported in carefully documenting everything. Having our budget clearly in front of us made a huge difference. We were finally able to really review our finances with clarity, identify areas for improvement, and understand the steps we need to take moving forward. We highly recommend Ben's services!"

- A couple who started deep in debt has paid off over $60K in 14 months after building a budget and sticking to it.

I’d love to help you next!
Click here to schedule a free call and see how coaching can support your goals.

📞 Let’s Chat!

Wondering how coaching could help you feel more confident with your money? Book a free 45-minute strategy session and walk away with a clearer path forward.

Schedule Your Strategy Session Today!